If you have a sweet tooth and love a dessert that bursts with tropical flavors and creamy textures, this Million Dollar Pie Recipe is exactly what your kitchen has been waiting for. It’s a delightful blend of sweetened condensed milk, tangy lemons, vibrant pineapple, and mandarin oranges, all nestled in a buttery graham cracker crust with the perfect crunch from toasted coconut and pecans. This pie doesn’t just taste amazing; it’s a showstopper at any gathering and has a way of making everyone ask for seconds. Let me guide you through making this classic Southern treat that truly lives up to its “Million Dollar” name.

Ingredients You’ll Need
Gathering the ingredients for the Million Dollar Pie Recipe is a breeze because they’re simple pantry and produce items that combine to create an extraordinary flavor profile. Each element plays an important role, whether it’s adding creaminess, brightness, crunch, or sweetness to the pie.
- 1 1/2 cups graham cracker crumbs: Provides a sturdy, buttery base that holds the filling beautifully.
- 1/2 cup salted butter, melted: Adds rich, savory depth and helps bind the crust together.
- 2 tablespoons granulated sugar: Just a touch of sweetness to complement the crust’s buttery flavor.
- 1 can (14 oz) sweetened condensed milk: The creamy foundation of the filling that sweetens and binds everything.
- 1 cup sweetened flaked coconut: Adds chewy texture and tropical flair, essential for that signature taste.
- 1/4 cup fresh lemon juice: Brightens the filling with a tangy punch to balance the sweetness.
- 1 (20 oz) can crushed pineapple, well drained: Bursts of juicy pineapple add moisture and tropical zest.
- 1 (11 oz) can mandarin oranges, well drained: Soft, sweet citrus pieces that add color and a subtle tartness.
- 1 cup chopped pecans: Brings a delightful crunch and nutty undertone to the pie.
- 1 (8 oz) container Cool Whip: Lightens the filling, giving it airy creaminess and smooth texture.
How to Make Million Dollar Pie Recipe
Step 1: Prepare the Crust
Start by combining the graham cracker crumbs, melted butter, and sugar in a mixing bowl. This trio comes together quickly but forms a wonderfully rich and crumbly crust. Press the mixture firmly into the bottom and up the sides of a 9-inch deep-dish pie plate. Baking it at 325°F (163°C) for 10 minutes not only crisps the crust but intensifies the buttery flavor, creating the perfect foundation for your pie.
Step 2: Toast the Coconut
While the crust cools, spread one-third cup of the coconut onto a rimmed baking sheet. Toast it in the oven at 325°F (163°C) for 4 to 6 minutes, stirring once halfway through to ensure even browning. Toasting the coconut enhances its natural sweetness and adds a toasty, aromatic crunch that lifts the pie to the next level. Set aside to cool while you prepare the filling.
Step 3: Prepare the Filling
In a large bowl, whisk together the sweetened condensed milk and fresh lemon juice until the mixture thickens slightly—this subtle transformation is key to a luscious filling. Gently fold in the drained crushed pineapple, mandarin oranges, and chopped pecans, reserving a couple tablespoons of pecans for topping. Finally, fold in the Cool Whip and the remaining untoasted coconut for contrast in texture and flavor.
Step 4: Assemble and Chill
Pour the rich fruit and nut filling into your cooled graham cracker crust, spreading it evenly. Sprinkle the toasted coconut and reserved chopped pecans evenly over the top for that extra wow factor. Refrigerate the pie for at least 4 hours, allowing it to set and meld all those vibrant flavors together. Trust me, this step is worth the wait!
How to Serve Million Dollar Pie Recipe

Garnishes
Garnishing your Million Dollar Pie Recipe adds personality and a final pop of color. A few maraschino cherries scattered across the top are classic—they provide a bright, sweet contrast while keeping the pie looking inviting and festive. Fresh mint leaves or a light dusting of coconut flakes can also bring a fresh visual and flavor element if you want to get creative.
Side Dishes
This pie is rich and fruity, so pairing it with lighter accompaniments works beautifully. Consider serving it alongside a simple green salad or a crisp sorbet like lemon or mango to refresh the palate between bites. If you’re hosting, a cup of strong coffee or a fruity iced tea complements the pie’s sweetness perfectly.
Creative Ways to Present
To elevate the Million Dollar Pie Recipe experience, slice the pie into clean, even wedges and plate each piece with a drizzle of caramel or a dollop of fresh whipped cream on the side. For a fun twist, serve the filling in individual mini graham cracker crumb cups for a hand-held treat. Layering the ingredients in a clear trifle bowl is another show-stopping way to highlight the bright colors and textures.
Make Ahead and Storage
Storing Leftovers
Your Million Dollar Pie Recipe will keep well covered in the refrigerator for up to 3 days. Keeping it chilled not only preserves the texture of the Cool Whip filling but also helps all the fruity flavors stay fresh and vibrant. Make sure it’s tightly wrapped or stored in an airtight container to prevent it from absorbing fridge aromas.
Freezing
While freezing isn’t typically recommended for this particular pie because the texture of the Cool Whip can change, you can freeze slices wrapped tightly in plastic wrap and foil for up to a month if needed. Thaw them overnight in the refrigerator and give them a gentle stir before serving to refresh the texture.
Reheating
This pie is best enjoyed cold, so reheating isn’t necessary. If you want a softer texture, let it sit at room temperature for 10 to 15 minutes before slicing and serving. This helps all the flavors shine through without losing that signature creamy, chilled delight.
FAQs
Can I use fresh fruit instead of canned pineapple and mandarins?
Absolutely! Fresh fruit adds a wonderful brightness to the pie. Just be sure to drain fresh pineapple and mandarin segments well to avoid a watery filling, and consider reducing the lemon juice slightly to balance the fresh fruit’s natural tartness.
Is there a way to make this pie dairy-free?
You can substitute the Cool Whip with a dairy-free whipped topping and use a non-dairy condensed milk alternative, but keep in mind the texture and richness might differ slightly. Using coconut cream as a replacement can also add a lovely tropical flair.
Can I make this pie ahead of time for a party?
Yes! In fact, making the Million Dollar Pie Recipe a day in advance allows the flavors to meld and the filling to set perfectly. Just keep it covered in the fridge until serving to maintain its freshness and presentation.
What’s the best way to get clean slices when serving?
Use a sharp knife dipped in warm water and wiped dry before each cut. This helps the knife glide through the creamy filling and crust without dragging or sticking, resulting in neater slices.
Can I substitute other nuts for pecans?
Certainly! Walnuts or almonds make great alternatives if you prefer or have pecan allergies. Just chop them finely to maintain the same crunchy texture the recipe calls for.
Final Thoughts
Sharing the Million Dollar Pie Recipe feels like sharing a little bit of sunshine and nostalgia all at once. It’s the kind of dessert that brings people together and creates lasting memories over every bite. Whether you’re making it for a family gathering, a potluck, or just because you deserve a sweet treat, this pie promises to deliver smiles and satisfaction. Give it a try – you’ll love how effortless yet spectacular it turns out!
Print
Million Dollar Pie Recipe
- Prep Time: 15 minutes
- Cook Time: 16 minutes
- Total Time: 4 hours 31 minutes
- Yield: 8 servings
- Category: Dessert
- Method: Baking
- Cuisine: American
Description
Million Dollar Pie is a luscious, no-bake dessert featuring a graham cracker crust filled with a creamy mixture of sweetened condensed milk, fresh citrus, tropical fruits, nuts, and whipped topping. This easy-to-make pie combines toasted coconut, pineapple, mandarin oranges, and crunchy pecans for a delightful balance of textures and flavors, perfect for any gathering or special occasion.
Ingredients
Crust
- 1 1/2 cups graham cracker crumbs
- 1/2 cup salted butter, melted
- 2 tablespoons granulated sugar
Filling
- 1 can (14 oz) sweetened condensed milk
- 1 cup sweetened flaked coconut, divided
- 1/4 cup fresh lemon juice
- 1 (20 oz) can crushed pineapple, well drained
- 1 (11 oz) can mandarin oranges, well drained
- 1 cup chopped pecans, divided
- 1 (8 oz) container Cool Whip
Garnish
- Maraschino cherries
Instructions
- Prepare the Crust: Combine the graham cracker crumbs, melted butter, and sugar in a bowl. Mix thoroughly until the mixture is evenly moistened. Press the mixture firmly into the bottom and up the sides of a 9-inch deep-dish pie plate. Bake in a preheated oven at 325°F (163°C) for 10 minutes. Remove and set aside to cool completely.
- Toast the Coconut: Spread 1/3 cup of the sweetened flaked coconut evenly on a rimmed baking sheet. Bake at 325°F (163°C) for 4-6 minutes, stirring once halfway through to ensure even toasting. Once golden brown and fragrant, remove from the oven and allow it to cool.
- Prepare the Filling: In a large mixing bowl, mix the sweetened condensed milk with fresh lemon juice until blended. Gently fold in the well-drained crushed pineapple, mandarin oranges, and most of the chopped pecans, reserving 1-2 tablespoons of pecans for topping. Then fold in the remaining untoasted coconut and the Cool Whip, combining everything into a smooth, creamy filling.
- Assemble the Pie: Spoon the prepared filling evenly into the cooled graham cracker crust. Smooth the top. Sprinkle with the toasted coconut and the reserved pecans to add texture and flavor.
- Chill: Refrigerate the pie for at least 4 hours or until set. Before serving, garnish each slice or the top of the pie with maraschino cherries for a classic finishing touch.
Notes
- Ensure the pineapple and mandarin oranges are well drained to avoid a soggy crust.
- To toast coconut evenly, keep a close eye to prevent burning as it can quickly go from toasted to burnt.
- This pie can be prepared a day ahead, making it ideal for entertaining.
- For a nut-free version, omit pecans and add extra toasted coconut for crunch.
- Leftover pie should be stored covered in the refrigerator and consumed within 3 days for best quality.

