If you are searching for a breakfast that is both deliciously indulgent and incredibly easy to prepare, look no further than this Banana Chocolate Overnight Oats Recipe. This vibrant blend of creamy oats, ripe banana, and rich dark chocolate brings together the perfect harmony of flavors and textures to brighten your mornings. The oats soak up all the luscious ingredients overnight, resulting in a naturally sweet, satisfying, and nourishing start to your day. Whether you want a quick meal before a busy day or a cozy treat that feels like dessert, this recipe truly delivers on those cravings every time.

Ingredients You’ll Need
This Banana Chocolate Overnight Oats Recipe thrives on simple, wholesome ingredients that create an irresistible combination of taste and texture. Each one adds something special—from the hearty oats to the sweet banana and decadent chocolate, along with a touch of natural sweetness and a hint of crunch.
- Old-fashioned rolled oats: The perfect hearty base that soaks up all the flavors while maintaining a delightful texture.
- Milk (dairy or plant-based): Adds creaminess and helps soften the oats overnight for a smooth bite.
- Plain Greek yogurt or plant-based yogurt: Boosts protein content and makes the oats extra creamy and tangy.
- Chia seeds: A nutritional powerhouse that thickens the mixture and adds a subtle crunch.
- Maple syrup or honey: Natural sweeteners that complement the banana and chocolate perfectly without overpowering.
- Pure vanilla extract: Brings warmth and depth to all the flavors, lifting the entire dish.
- Large ripe banana, sliced: The star ingredient that adds natural sweetness and smooth texture.
- Dark chocolate, chopped or in chips: Adds rich, bittersweet notes to balance the sweetness.
- Chopped nuts, walnuts or almonds (optional): Introduces a satisfying crunch and earthy flavor for contrast.
- Pinch of sea salt (optional): Enhances the chocolate’s complexity and brightens the overall taste.
How to Make Banana Chocolate Overnight Oats Recipe
Step 1: Combine Base Ingredients
Start by grabbing a medium bowl or a large jar. Add the rolled oats, milk, Greek yogurt, chia seeds, maple syrup, and pure vanilla extract. Stir everything well until you have a smooth and uniform mixture. This blend creates the creamy, flavorful foundation that will soak overnight.
Step 2: Chill Overnight
Cover your bowl or jar tightly, then slide it into the refrigerator. Letting it sit for at least 6 hours or overnight gives the oats time to absorb the liquid, soften beautifully, and let all those lovely flavors meld together into a harmonious whole.
Step 3: Adjust Consistency in the Morning
When morning comes, give your oats a good stir. If the texture feels too thick for your liking, simply add a little more milk to loosen it up. The goal is a creamy, spoonable consistency that feels just right for you.
Step 4: Portion the Oats
Divide the oat mixture evenly between two bowls or jars. This makes the recipe perfect for sharing or prepping ahead for a ready-to-eat breakfast on busy mornings.
Step 5: Add Toppings
Here comes the fun part! Top each serving with the sliced banana, plenty of chopped dark chocolate, and a sprinkle of nuts if you’re using them. If you love a little flavor contrast, finish with a pinch of sea salt to bring out every nuance of the chocolate and banana.
Step 6: Serve Chilled
Enjoy your Banana Chocolate Overnight Oats chilled—it’s a refreshing, satisfying way to start the day that feels like a sweet indulgence but packs plenty of nutrients.
How to Serve Banana Chocolate Overnight Oats Recipe

Garnishes
Garnishing can make your overnight oats feel extra special. Fresh banana slices, a handful of crunchy nuts, and a scattering of dark chocolate shavings add layers of flavor and texture. A light dusting of cinnamon or a drizzle of nut butter can also elevate this dish wonderfully. These simple touches make your breakfast not just nourishing but visually enticing too.
Side Dishes
This Banana Chocolate Overnight Oats Recipe pairs beautifully with a warm cup of coffee or your favorite herbal tea. For a more robust breakfast, add a side of fresh fruit salad or a hard-boiled egg for an extra protein boost. These companions keep your morning balanced and energized without detracting from the star oat dish.
Creative Ways to Present
Serve your oats in clear mason jars layered with banana and chocolate pieces to create a visually appealing parfait. You can also play with layering textures—try alternating spoonfuls of the oat mixture with dollops of yogurt or nut butters. These presentation tricks make the experience playful and Instagram-worthy, perfect for hosting brunch or prepping ahead to impress your family.
Make Ahead and Storage
Storing Leftovers
If you happen to have leftovers, store them in airtight containers in the refrigerator for up to 3 days. The oats thicken as they sit, so you might want to add a splash of milk when reheating or before eating to refresh the texture and keep it creamy.
Freezing
Freezing overnight oats isn’t recommended because the texture can become gritty and less enjoyable after thawing. It’s best to prepare fresh batches or store them in the fridge for quick grab-and-eat mornings.
Reheating
This Banana Chocolate Overnight Oats Recipe is designed to be enjoyed cold, but if you prefer it warm, gently microwave your portion for about 30 seconds to 1 minute, stirring halfway through. Add a little milk if the oats are too thick. Heating slightly enhances the chocolate’s aroma and makes the oats feel like a comforting bowl on cooler days.
FAQs
Can I use different types of milk for this recipe?
Absolutely! Whether it’s cow’s milk, almond, oat, or any other plant-based milk, each will work beautifully. Just keep in mind the flavors might shift slightly. For example, coconut milk gives a creamier, tropical twist while almond milk is lighter and subtly nutty.
Is it possible to make this recipe vegan?
Yes, just swap the dairy milk for a plant-based alternative and use a plant-based yogurt instead of Greek yogurt. Also, make sure your sweetener like maple syrup fits your dietary preferences, and you’re good to go!
What if I don’t like chia seeds?
You can leave them out if you’re not a fan. They help thicken and add nutrition, but the oats will still soften and taste delicious without them. If you want some added texture, experiment with flaxseeds or hemp hearts instead.
Can I prepare more servings at once?
Definitely! This Banana Chocolate Overnight Oats Recipe scales up easily. Just multiply the ingredients accordingly and store portions in individual containers for easy weekday breakfasts.
How ripe should the banana be?
Choose a banana that is ripe and slightly soft, with a few brown spots. This ripeness ensures the natural sweetness shines through and blends beautifully with the chocolate and oats.
Final Thoughts
This Banana Chocolate Overnight Oats Recipe is one of those rare breakfasts that feels like a treat but powers you through your morning with wholesome ingredients. It’s quick to prep, endlessly customizable, and irresistibly tasty. Give it a try—you may find it becomes your newest favorite way to start the day with a smile.
Print
Banana Chocolate Overnight Oats Recipe
- Prep Time: 11 minutes
- Cook Time: 0 minutes
- Total Time: 6 hours 11 minutes
- Yield: 2 servings
- Category: Breakfast
- Method: No-Cook
- Cuisine: American
- Diet: Vegetarian
Description
This Overnight Oats Banana Chocolate recipe is a quick and easy no-cook breakfast that combines creamy oats soaked overnight with fresh banana, rich dark chocolate, and optional crunchy nuts. Perfect for a nutritious start to your day, it blends wholesome ingredients like chia seeds, Greek yogurt, and rolled oats to create a delicious and satisfying meal ready right from the fridge.
Ingredients
Base Ingredients
- 1 cup old-fashioned rolled oats
- 1 cup milk, dairy or plant-based
- 1/2 cup plain Greek yogurt or plant-based yogurt
- 1 tablespoon chia seeds
- 1 tablespoon maple syrup or honey
- 1/2 teaspoon pure vanilla extract
Toppings
- 1 large ripe banana, sliced
- 1 ounce dark chocolate, chopped or in chips
- 2 tablespoons chopped nuts, walnuts or almonds, optional
- Pinch of sea salt, optional
Instructions
- Combine Base Ingredients: In a medium bowl or large jar, combine the rolled oats, milk, Greek or plant-based yogurt, chia seeds, maple syrup or honey, and vanilla extract. Stir well until all ingredients are fully mixed and evenly incorporated.
- Chill Overnight: Cover the mixture and refrigerate overnight or for at least 6 hours. This allows the oats and chia seeds to soak and soften while the flavors meld together beautifully.
- Adjust Consistency: The next morning, give the soaked oats a good stir. If the texture is too thick for your liking, add a splash of milk to achieve your preferred consistency.
- Portion the Oats: Divide the prepared oats evenly between two bowls or jars, making ready individual servings.
- Add Toppings: Top each serving with the sliced ripe banana and chopped dark chocolate or chocolate chips. If desired, sprinkle with chopped nuts such as walnuts or almonds and a pinch of sea salt for an extra burst of flavor and texture.
- Serve: Enjoy your overnight oats chilled for a refreshing and energizing breakfast that requires minimal morning effort.
Notes
- Use dairy or plant-based milk and yogurt to suit dietary preferences or restrictions.
- Maple syrup or honey can be substituted or omitted according to sweetness preference or dietary needs.
- Adding nuts provides extra crunch but can be omitted to make the recipe nut-free.
- The pinch of sea salt enhances the sweetness and chocolate flavors but is optional.
- Experiment with different fruits or toppings such as berries, coconut flakes, or seeds for variety.

